Federal & State Grants Opportunities
Grants generally come from three main sources. Grant are offered through the federal government, state government, and institutions (your college). While some grants require students to meet specific criteria in order to receive them, most grants offered by the state or federal government are awarded based solely on financial need.
Federal, state and institutional grants for undergraduate students provide financial aid funding that does not need to be repaid.
Yakima Valley College Grants
Scholarships can be an important part of how you pay for college. Eligibility and criteria for scholarships varies widely – they may be awarded on the basis of academic achievement, leadership potential, artistic talents, athletic ability, career plans, field of study, or special hobbies or interests.
Generally, there are two types of student loans:
Federal student loans: These loans are funded by the federal government.
Private student loans: These loans are nonfederal loans, made by a lender such as a bank, credit union, state agency, or a school.
If you need to borrow money to pay for college or career school, a federal student loan is probably your best option.
The three types of federal student loans are:
- Direct Subsidized Loans and Direct Unsubsidized Loans;
- Direct PLUS Loans “(Not offered at YVC)
- Federal Perkins Loans (Not offered at YVC)
The US Department of Education has a website that explains all of the ins and outs of financial aid. Visit www.studentaid.ed.gov for comprehensive, reliable information on all of your loans and other financial aid options.
Federal Direct Stafford Loan Program
Federal Direct Stafford Loans provide additional support to many students. The federal program maintains low-interest rates and offers a variety of repayment plans. However, if you have to borrow, borrow wisely. Federal student loans are low-interest loans that require repayment. Yakima Valley College participates in the Direct Stafford Loan program which provides the best benefits for you as a borrower. This program is not a credit history-based program. Both subsidized and unsubsidized loans are available. To learn more, please review the Student Loans page.
To qualify, students must complete the FAFSA each year.
Federal Parent PLUS Loan Program
The Federal Parent PLUS loan program is a credit-based loan program available to all qualifying parents. You’ll first need to complete the FAFSA before your parents can borrow money under this program. If your parents are denied the loan because of their credit rating you will be eligible for additional funds under this loan program. YVC does not offer Parent PLUS loans. Our tuition rates are lower and our students have access to Federal Stafford Loans.
Learn more about Federal Student Loans
You can learn more about Federal Student Loans with this brochure.
Income-Based Tuition Programs (Special Funding)
YVC offers special funding options for current and prospective students interested in workforce education programs and training. Most students attending Yakima Valley College receive some type of financial aid. Below are a few options for workforce education.
Work Study Opportunities
The State Work Study (SWS) program helps low- and middle-income undergraduate and graduate students earn money to pay part of their college costs while gaining valuable work experience in jobs related to their interests and goals. This allows students to develop career skills and job connections while avoiding added loan debt.
To be eligible, you must meet the following criteria:
- File for financial aid by completing the FAFSA (Free Application for Federal Student Aid) or WASFA (Washington Application for State Financial Aid).
- The student must meet federal eligibility requirements and be enrolled in at least six credits. Currently, jobs are on-campus with payment on a monthly basis.
Note: U.S. citizens and eligible non-citizens should complete the FAFSA. Students who are ineligible for federal financial aid but who have DACA (Deferred Action for Early Childhood Arrivals) status should file the WASFA. For more information on which form to file, see our WASFA questionnaire.
- Be a resident of Washington State.
- Enroll at least half-time in an eligible program.
- Not be pursuing a degree in theology.
- Not owe a refund or repayment, or be in default in another financial aid program.
- Maintain satisfactory academic progress.
- Be able to work legally in the United States.
Awards are based on the availability of funds and your determined financial need. While awards vary, students generally earn between $2,000 and $5,000 per year. Students may not work more than an average of 16 hours per week while enrolled- depending on their award.
How to Apply
You will automatically be considered for State Work Study when you file the FAFSA or WASFA. Contact the Financial Aid office for more information.
Learn more about how work study and student employment works at YVC.