Paying for College
Paying for college can be one of the toughest parts of earning your degree—but it doesn’t have to be. We’re here to help you obtain financial aid to accomplish your goals and fulfill your dreams. If you qualify, a variety of grants and loans are available. The process is not difficult but requires you to apply for aid, and responding to our information requests, in a timely manner.
You can access information about your aid application and financial awards by logging in to the Financial Aid Portal.
Types of Financial Aid
Financing a college education is an investment in the future. Federal and state financial aid programs, as well as privately funded scholarships, are designed to provide additional financial resources for students who are serious about attending Yakima Valley College but do not have adequate resources to pay the full cost of attendance on their own. YVC offers several kinds of financial aid which include:
Grants generally come from three main sources:
the federal government, state government, and institutions (your college or university). While some grants require students to meet specific criteria in order to receive them, most grants offered by the state or federal government are awarded based solely on financial need.
Federal, state and institutional grants for undergraduate students provide financial aid funding that does not need to be repaid.
Federal Grants
State Grants
YVC Grants
A state-authorized grant program. The student must meet federal eligibility requirements and be a Washington State resident enrolled in at least three credits per quarter.
A state-authorized grant program that pays/waives a portion or resident tuition. The student must meet federal eligibility requirements and be a Washington State resident.
Scholarships can be an important part of how you pay for college. Eligibility and criteria for scholarships varies widely – they may be awarded on the basis of academic achievement, leadership potential, artistic talents, athletic ability, career plans, field of study, or special hobbies or interests.
Online Services for Students
TheWashBoard.org is a free, student-centered, online clearinghouse for Washington students seeking college scholarships. This user-friendly site allows students to search and apply for scholarship opportunities that are specific to their academic interests, college, university, or other criteria. Students can easily see what criteria are required and apply for only those scholarships that are a good fit. Scholarships are available year-round, so students should keep their profile up to date and log-in periodically to see if there are new matches.
Financial aid and scholarship wizard – US Department of Education financial aid and scholarship wizard.
SallieMae – Scholarship Search – College Answer features over 600,000 scholarships, grants, tuition waivers, internships and fellowships.
College Board Scholarship Search – Locate scholarship and other information that matches your educational level, talents, and background.
Scholarships
A state scholarship program for residents who enrolled in the program in middle school and have met all conditions. Eligible student must meet State Need Grant requirements at below the 65% MFI level and meet program enrollment/usage requirements.
The scholarship covers tuition (at comparable public colleges), some fees, and a small book allowance.
Note: Foster youth in grades 7 through 12, up to age 21, who have not graduated from high school, are automatically enrolled. They are considered to have a complete application for the College Bound Scholarship via a data exchange between the Washington Student Achievement Council and the Department of Social and Health Services (DSHS).
The Washington State Opportunity Scholarship (WSOS) supports low- and middle-income students pursuing eligible high-demand majors in science, technology, engineering, math (STEM) or health care and encourages recipients to work in Washington state once they complete their degrees.
The amount of funding that selected students will be eligible to receive each year will vary based on the number of credits they have completed. Please see Award Amounts for additional information.
Since its inception in 1977, the YVC Foundation has provided student scholarships and supported the college. The Foundation board is made up of alumni, business, civic, and professional leaders.
The YVC Foundation administers and awards scholarship funds from several different donors. A complete list of Scholarships & Awards is available online at www.YVCC.edu/Foundation. Applications for the YVC Foundation scholarships are available each year beginning the first day of winter quarter and are due the second week of March. The application can be found online at www.YVCC.edu/Scholarships. The Foundation staff will match recipients to the appropriate scholarship(s). Scholarships are presented at the annual awards ceremony held in June.
To learn more about the YVCC Foundation or to become a donor, contact the Foundation Office at 509.574.4645.
The YVC Beyond DREAMing Scholarship was established to help support DREAMer (undocumented) students with educational expenses while attending Yakima Valley College. To be eligible for this scholarship a college and/or high school student must have submitted a Washington Application for State Financial Aid (WASFA) for the 2017-2018 academic year and will attend YVC in the fall, winter and/or spring quarter of the 2017-2018 academic year. The YVC Beyond DREAMing Scholarship is available for students taking (10+credits) per quarter and is to be used for tuition.
Deadline to Apply: May 12, 2017 at 3:00pm. Completed applications can be turned into the Counseling and Advising Center in Deccio Higher Education Center, Building 8, Room 164.
Click here to download application and learn more: Beyond DREAMing Application
Please return applications along with required documents by May 12, 2017 to:
YVC’s Counseling and Advising Center
Deccio Higher Education Center, Building 8, Room 164
PO Box 22520
Yakima, WA 98907
Mary Monroe Davis left an educational legacy to Yakima County. On behalf of the Yakima Valley Community Foundation, the Yakima Rotary Trust has established a scholarship program to assist residents of Yakima County who plan to continue their education in undergraduate study. Applications are available early winter quarter. http://yakimarotarytrust.org/new-mary-monroe-davis-scholarship/
Horatio Alger National Career & Technical Scholarship Program Receive up to $2,500 to pursue a career or technical certificate/degree
Eligibility Criteria:
Have completed high school (or earned a GED)
Will be enrolled in eligible program in Fall 2017
Exhibit a strong commitment to pursue and complete a career or technical program at an accredited non-profit post-secondary institution in the United States
Demonstrated critical financial need (must be eligible to receive the Federal Pell grant as determined by completion of the FAFSA)
Demonstrated perseverance in overcoming adversity
Be under the age of 30
Be a United States citizen
Funds may be used for tuition, fees, books and supplies. All scholarship funds are paid directly to the institution on behalf of the recipient.
Jack Kent Cooke Foundation Undergraduate Transfer Scholarships can be worth up to $40,000 per year to students transferring to four year institutions. The Jack Kent Cooke Foundation Undergraduate Transfer Scholarship honors excellence by supporting outstanding community college students with financial need to transfer to and complete their bachelor’s degrees at the nation’s top four-year colleges and universities.
MALDEF (Mexican American Legal Defense and Educational Fund) compiles a listing of scholarships for ALL Students regardless of immigration status. This is an extensive list of scholarships that may not inquire about immigration status or require a valid social security number to redeem the award. It is suggested that you look through the scholarship list and select scholarships that are applicable to you. As a general rule, if an application asks for your social security number and you do not have one yet, leave that space blank but fill out and turn in the application. Lying about your legal status or providing a false social security is a federal offense. Learn more at: www.maldef.org/leadership/scholarships/index.html
Scams
Beware of scholarship scams! DO NOT pay any organization or individual to apply for scholarships or for scholarship lists. Legitimate scholarships NEVER ask for an application fee. For more information see: www.studentaid.ed.gov/PORTALSWebApp/students/english/lsa.jsp
Generally, there are two types of student loans:
Federal student loans: These loans are funded by the federal government.
Private student loans: These loans are nonfederal loans, made by a lender such as a bank, credit union, state agency, or a school.
If you need to borrow money to pay for college or career school, a federal student loan is probably your best option.
The three types of federal student loans are:
Direct Subsidized Loans and Direct Unsubsidized Loans;
Direct PLUS Loans (for graduate and professional students or parents)
Federal Perkins Loans
The US Department of Education has a website that explains all of the ins and outs of financial aid. Visit www.studentaid.ed.gov for comprehensive, reliable information on all of your loan and other financial aid options.
Federal Direct Stafford Loan Program
Federal Direct Stafford Loans provide additional support to many students. The federal program maintains low interest rates and offer a variety of repayment plans. However, if you have to borrow, borrow wisely. Federal student loans are low-interest loans which require repayment. Yakima Valley College participates in the Direct Stafford Loan program which provides the best benefits for you as a borrower. This program is not a credit history-based program. Both subsidized and unsubsidized loans are available. To learn more, please review the Steps for Loan Borrowers section.
To qualify, students must complete the FAFSA each year.
Federal Parent PLUS Loan Program
The Federal Parent PLUS loan program is a credit-based loan program available to all qualifying parents. You’ll first need to complete the FAFSA before your parents can borrow money under this program. If your parents are denied the loan because of their credit rating you will be eligible for additional funds under this loan program. Contact the Financial Aid Office if this situation applies to you.
To qualify, students must complete the FAFSA each year.
Learn more about Federal Student Loans
You can learn more about Federal Student Loans with this brochure.
English Version
Spanish Version
The State Work Study (SWS) program helps low- and middle-income undergraduate and graduate students earn money to pay part of their college costs while gaining valuable work experience in jobs related to their interests and goals. This allows students to develop career skills and job connections while avoiding added loan debt.
Eligibility
To be eligible, you must meet the following criteria:
File for financial aid by completing the FAFSA (Free Application for Federal Student Aid) or WASFA (Washington Application for State Financial Aid).
The student must meet federal eligibility requirements and be enrolled in at least six credits. Currently, jobs are on-campus with payment on a monthly basis.
Note: U.S. citizens and eligible non-citizens should complete the FAFSA. Students who are ineligible for federal financial aid but who have DACA (Deferred Action for Early Childhood Arrivals) status should file the WASFA. For more information on which form to file, see our WASFA questionnaire.
Be a resident of Washington State.
Enroll at least half-time in an eligible program.
Not be pursuing a degree in theology.
Not owe a refund or repayment, or be in default in another financial aid program.
Maintain satisfactory academic progress.
Be able to work legally in the United States.
Award
Awards are based on the availability of funds and your determined financial need. While awards vary, students generally earn between $2,000 and $5,000 per year. Students may not work more than an average of 19 hours per week while enrolled, or more than 40 hours per week during breaks – depending on their award.
How to Apply
You will automatically be considered for State Work Study when you file the FAFSA or WASFA. Contact the Financial Aid office for more information.